In the event of damage to it by storm, fire, flood or earthquake you will want to rebuild it or repair it. We can arrange the appropriate insurance, advise you about its terms, respond quickly to any questions you may have and assist in the settlement of any claims that may occur.

Wherever your foreign home is, especially in Europe, you will find that the local companies generally charge higher premiums for less cover than we are used to in the UK. Their cover is very much more limited than British household insurance cover and difficult to understand. We offer you the opportunity to insure through a UK insurance broker specialising in foreign home insurance.

From our considerable experience of insuring homes of high net worth both abroad and in the UK, we believe we offer the most comprehensive cover available. It will not always be the cheapest, but it will always be the most appropriate.

We do not operate a mass-market scheme. Instead, we consider each client's individual requirements, resulting in a policy which is chosen for the particular client. We only use British insurers, where the policy is in English, we can appoint local English speaking loss adjusters and any claims you may have will be handled by us on your behalf until settled.

There are various ways in which you can insure your foreign home. You can have an individual policy for it, or we can arrange to include it in one single policy with your UK residence. Combining the insurance requirements of both properties in one policy will often yield a preferential rate.

It is your responsibility to establish the correct sum insured for your property which must be the cost of rebuilding. Please note that this is unlikely to be the same figure as the purchase price. In most cases the total replacement/rebuilding cost will be more than you paid for the building. Ask your agent or surveyor if you are in any doubt because under insurance will affect any later claims you may have.

In this site we seek to give the background information for appropriate insurance.
We invite you to submit a proposal form by e-mail and we will respond to you by your chosen method. If, having read our information, you would prefer to communicate with us prior to completing a proposal form, please indicate how you would like us to contact you.

To complete a proposal form online for Foreign Home Insurance, please click here.

If you would like more information and want us to contact you, please complete the form below indicating how you would like us to get in touch, the contact number or address and any specific query you have.

Alternatively, you can contact us directly by telephone on +44 (0)191 212 1234 or email at jamie.robertson-mcisaac@rmib.co.uk.

© Robertson-McIsaac 2005

Authorised and regulated by the Financial Services Authority.